Terms and conditions for online banking	View PDF
Terms and conditions for remote data transmission (RDT)	View PDF
Terms and conditions for the use of electronic mailboxes	View PDF
Terms and conditions for the use of the electronic safe	View PDF
Terms and conditions for the use of electronic statements	View PDF
Terms and conditions for the use of the electronic credit card information service (online credit card)	View PDF
Terms of use for multibanking	View PDF
Account Alerts Terms and Conditions	View PDF

Payment transactions

Terms and conditions for sending money	View PDF
Terms and conditions for real-time transfer	View PDF
Terms and conditions for direct debit payments using the SEPA Direct Debit Core scheme	View PDF
Terms and conditions for direct debit payments using the SEPA Direct Debit Business to Business scheme	View PDF
Terms and conditions for cheque payments	View PDF
Terms and conditions for paydirekt payments	View PDF

Accounts and cards

Terms and conditions for Sparkassen debit card	View PDF
Terms and conditions for credit cards - Mastercard/Visa Card	View PDF
Terms and conditions for Mastercard Basis /Visa Basis debit cards	View PDF
Terms and conditions for credit cards - Mastercard Business/Corporate and Visa Card Business/Corporate	View PDF
Conditions for Sparkasse Internet Buyers Protection	View PDF
Terms and conditions for the digital Sparkassen debit card	View PDF
Terms and conditions for digital credit cards - Mastercard/Visa Card	View PDF

Savings and investments

Terms and conditions for savings transactions

View PDF

Other terms and conditions for corporate clients

Terms and conditions for financial guarantee transactions	View PDF
Terms and Conditions for the use of the debit card system of the German Credit Services Sector (Terms & Conditions for Retailers)	View PDF

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Please note that this information may also include terms and conditions for the use of products that do not currently apply to you. In this case, the corresponding information and terms will not apply. All of the above terms and conditions only come into force in conjunction with the relevant product agreements (e.g. card agreements, online banking agreements).

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